New Construction
Address
1331 E 4th Street # 100, Loveland, CO
Price
$ 425,000
Property Attributes
- MLS#IR1057482
- TypeSingle Family
- Listing Status Active
- CountyLARIMER
- CityLoveland
- NeighborhoodWebster
- Zip80537
- StyleDuplex
- Year Built2026
- Taxes$ 959
- Price$ 425,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1550
- Lot Size0.07 Acres
Data Source:
REColorado (MTOMLS)
Property Description
Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers - plus, eligible buyers may also access down payment assistance up to 15% of the purchase price through local programs, with options requiring no monthly payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments - turning "someday" into "now" for buyers who thought ownership near downtown Loveland was out of reach. In today's rate environment, this kind of long-term payment stability is hard to find, and for many households currently renting, it can pencil out as the smarter monthly move. Income limits and owner-occupancy required; homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors. These are all electric and with the addition of a PV solar system, these homes would produce the energy they create. Their electric bills would be zero to minimal.
| Elementary School | High School |
|---|---|
| Winona Elementary School | Mountain View High School |
| Price History | |
|---|---|
| 4/24/2026 | Listed $450,000 |
| 6/9/2026 | 6$425,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Heat Pump |
| Cooling | Ceiling Fan(s),Central Air |
| Utilities | Electricity Available,Electricity Connected |
| Possession | Closing/DOD |
| Roof | Composition |
| Appliances | Dishwasher,Disposal,Microwave,Oven,Refrigerator |
| Zoning | RES |
| HOA Fee | 180 |
| Garage Spaces | 1 |
| Association Fee Includes | Reserves,Insurance,Snow Removal,Water |
| Patio/Porch Features | Patio |
| Security Features | Smoke Detector(s) |
| Construction Materials | Stone,Frame |
| Pets Allowed | Cats OK,Dogs OK |
| Year Built | 2026 |
| Levels | Two |
| Unit Number | 100 |
| Property Subtype | Townhouse |
| Tax Year | 2025 |
| Ownership | Individual |
| Assoc Fee Paid Per | Monthly |
| County | Larimer |
| Property Type | Residential |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | Webster |
| Facing Direction | South |
| Full Baths | 1 |
| Status | Active |
| Directions | Hwy 34 & Madison,South on Madison,east onto 4th St & immediately located on the Left side. Please park on the street and walk down the shared driveway and turn right - 1331 are the rear east side uni |
| High School | Mountain View |
| City | Loveland |
| Association Name | Harper HOA |
| High School District | Thompson R2-J |
| Lot Size Square Feet | 2983 |
| Listing Terms | Conventional,FHA,VA Loan |
| Elementary School | Winona |
| Tax Annual Amount | 959 |
| Middle/Junior High School | Other |
| Property Condition | New Construction |
| Concessions | No |
| Virtual Tour | https://www.zillow.com/view-imx/de26e067-dd48-4b9c-8b7f-19cd45d6cea0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard |
| Structure Type | Duplex |
| Standard Status | Active |
| Elementary School District | Thompson R2-J |
Interior Features
| Interior Amenities | Eat-in Kitchen,Open Floorplan,Radon Mitigation System,Walk-In Closet(s) |
|---|---|
| Basement | Crawl Space,None |
| Common Walls | End Unit |
| Basement (Y/N) | No |
| Window Features | Double Pane Windows,Window Coverings |
| Above Grade Finished Area | 1550 |
| Half Baths | 1 |
| 3/4 Baths | 1 |
| Laundry Features | In Unit |
| Total Bedrooms | 3 |
| Main Level Bathrooms | 1 |
| Total Baths | 3 |
Exterior Features
| Fencing | Fenced |
|---|---|
| Lot Features | Sprinklers In Front |
| Water Source | Public |
| Total Parking | 1 |
| Building Area Total | 1550 |
| Lot Size Acres | 0.07 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 80537
Price
Taxes
Year Built
Visits
In The Neighborhood
New Construction
Loveland
$ 425,000
- Type
- Single Family
- Size
- 1,550 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Group Centerra #IR1062322
