Price Reduction
Address
3954 Cottonwood Drive, Loveland, CO
Price
$ 490,000
Property Attributes
- MLS#IR1064213
- TypeSingle Family
- Listing Status Active
- CountyLARIMER
- CityLoveland
- NeighborhoodWoodmere
- Zip80538
- StyleHouse
- Year Built1976
- Taxes$ 1988
- Price$ 490,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2383
- Lot Size0.18 Acres
Data Source:
REColorado (MTOMLS)
Property Description
Offered for the first time since it was built, this well-maintained, one-owner 4-bedroom, 2-bath ranch home is located in a highly desirable neighborhood close to schools. Thoughtfully updated over the years, the home combines classic charm with modern improvements. A spacious addition completed in 1985 expanded the home to include a dining/flex room, pantry, office, and laundry room, while durable steel siding was also installed. Additional updates include new windows (2003), an open-concept kitchen remodel with wood flooring and a beautifully finished basement (2005), LeafFilter gutter protection (2017), an active radon mitigation system, and a low-maintenance xeriscape front yard completed in 2025. The functional floor plan offers comfortable living on both levels, with the fourth bedroom featuring a walk-in closet in the finished basement, along with generous recreation and family room space. Outside, you'll find a fully fenced backyard, an attached 2-car garage, and two storage sheds for all your tools and equipment. The extra-wide driveway provides ample RV parking, making this home as practical as it is inviting. With its exceptional care, numerous updates, and sought-after location, this is a rare opportunity to own a home that has been lovingly maintained by its original owner.
| Elementary School | Middle School | High School |
|---|---|---|
| Lincoln Elementary School | Lucile Erwin Middle School | Loveland High School |
| Price History | |
|---|---|
| 7/15/2026 | Listed $499,000 |
| 9/1/2026 | 2$490,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Forced Air |
| Cooling | Central Air |
| Utilities | Electricity Available,Natural Gas Available |
| Possession | Close Plus 3 Days |
| Roof | Composition |
| Appliances | Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer |
| Zoning | R1 |
| Garage Spaces | 2 |
| Construction Materials | Metal Siding,Frame |
| Exclusions | Personal Property |
| Year Built | 1976 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Individual |
| County | Larimer |
| Property Type | Residential |
| HOA | No |
| Attached Garage | Yes |
| Subdivision Name | Woodmere |
| Possible Use | Residential |
| Full Baths | 1 |
| Status | Active |
| Directions | From Hwy 287/N Garfield go West on 37th St to Right/ North on Duffield,Left on Cottonwood |
| High School | Loveland |
| City | Loveland |
| High School District | Thompson R2-J |
| Lot Size Square Feet | 7969 |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Lincoln |
| Tax Annual Amount | 1988 |
| Middle/Junior High School | Lucile Erwin |
| Concessions | No |
| Structure Type | House |
| Standard Status | Active |
| Occupancy Type | Owner |
| Elementary School District | Thompson R2-J |
Interior Features
| Interior Amenities | Eat-in Kitchen,Kitchen Island |
|---|---|
| Basement | Full |
| Flooring | Wood |
| Basement (Y/N) | Yes |
| Window Features | Window Coverings |
| Above Grade Finished Area | 1361 |
| 3/4 Baths | 1 |
| Total Bedrooms | 4 |
| Below Grade Finished Area | 959 |
| Main Level Bedrooms | 3 |
| Main Level Bathrooms | 1 |
| Total Baths | 2 |
Exterior Features
| Fencing | Fenced |
|---|---|
| Parking Features | RV Access/Parking |
| Water Source | Public |
| Total Parking | 2 |
| Building Area Total | 2383 |
| Lot Size Acres | 0.18 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 80538
Price
Taxes
Year Built
Visits
